In today's fast-paced world, managing finances effectively is crucial. Boost Money™ by Upgrade, Inc. offers innovative solutions designed to help you bridge the gap between paydays, build credit, and maximize your savings. As a financial technology company, Upgrade is committed to providing tools that empower you to take control of your financial future.
With Boost Money™, you can access interest-free BoostCash™ advances of up to $500. This feature is perfect for those unexpected expenses that arise before your next paycheck. The best part? Your repayment due date aligns automatically with your next expected payday, making it easier to manage your cash flow. Whether you need to cover a bill or handle an emergency, BoostCash™ provides a reliable financial cushion.
Using the Boost Money™ secured card responsibly can help you build your credit over time. By adding funds to your Boost Money™ Spend account, you can spend up to your available balance. Upgrade reports your on-time payments to the three major credit bureaus—TransUnion®, Experian®, and Equifax®. This means that every responsible payment you make contributes positively to your credit history, paving the way for better financial opportunities in the future.
Boost Money™ also offers an industry-leading Annual Percentage Yield (APY) on your savings. With a Premium subscription, you can earn an impressive 10.00% APY on savings balances up to $1,000. For balances exceeding $1,000, you still benefit from a competitive 3.05% APY. This means your money works harder for you, helping you grow your savings without the burden of a minimum balance requirement.
When you opt for a Premium subscription, you gain access to a suite of protections that enhance your financial security. This includes identity protection, retail safeguards, and travel insurance. These features ensure that you can enjoy peace of mind while managing your finances, knowing that you are protected against potential risks.
To take advantage of BoostCash™ advances, eligibility criteria apply. The amounts you can access range from an initial $20 to $500 over time, depending on your financial profile. The Premium subscription, priced at $9.99 per month, is required to unlock the highest APY rates and express delivery options. Without this subscription, the APY for Boost Money™ Save accounts is 1.50% on all balances.
It’s important to note that late payments or derogatory activity on your accounts can negatively impact your credit-building efforts. Therefore, maintaining responsible spending habits is essential for maximizing the benefits of Boost Money™.
All loans, personal credit lines, and checking and savings accounts offered through Boost Money™ are provided by Upgrade's bank partners. This collaboration ensures that you receive reliable financial services backed by established institutions. Upgrade Visa® Cards and Upgrade Visa® Debit Cards are issued under a license from Visa USA Inc., further enhancing the credibility of the services provided.
Boost Money™ by Upgrade, Inc. is more than just a financial tool; it’s a comprehensive solution designed to help you manage your money effectively. With features like interest-free cash advances, credit-building opportunities, and high APY savings, you can take control of your financial journey. Don’t miss out on the chance to enhance your financial well-being—explore Boost Money™ today and unlock the potential for a brighter financial future.
For feedback or inquiries, feel free to reach out at mobile_app_feedback@upgrade.com.
Learn more about eligibility and terms at Upgrade's official website.



















