As a subsidiary of United Commercial Bank (UCB), the upay app stands out as a secure and accessible mobile banking solution, leveraging advanced blockchain technology to ensure the highest level of security. With its extensive reach across Bangladesh, upay is designed to simplify your financial transactions and enhance your banking experience.
Getting started with upay is a breeze. You can register for a new account in just a few minutes directly through the app. All you need is your National ID card, and you’re ready to embark on a hassle-free banking journey.
Adding funds to your upay account is quick and straightforward. You can transfer money instantly from any bank or use your debit/credit card. With just a few taps, your funds will be available in seconds, allowing you to manage your finances with ease.
With upay, recharging your mobile phone or any other number is simple. The app supports all major telecom operators in Bangladesh, including Grameenphone, Robi, Airtel, Banglalink, and Teletalk. You can also explore the latest prepaid and postpaid plans, along with the best internet, voice, and bundle offers available exclusively on the upay app.
Paying your utility bills has never been easier. With upay, you can settle your electricity, water, gas, and other bills for major providers like DESCO, NESCO, Titas, and WASA—all from the comfort of your home. Additionally, you can manage your credit card, internet, and telephone bills seamlessly.
Experience the convenience of contactless payments at your local grocery stores, pharmacies, restaurants, and retail outlets. Simply scan a QR code or enter a mobile number to complete your transactions securely and efficiently.
At upay, security is paramount. The app employs cutting-edge blockchain technology to safeguard your transactions. You can rest easy knowing that your account is accessible only through your registered device, eliminating the risk of unauthorized access. Forgetting your PIN is no longer a concern, as no one can access your upay account from any other mobile device.
Shopping online is a breeze with upay. Whether you’re ordering groceries, medicines, or gadgets, you can make quick payments at your favorite brands, including Daraz, Evaly, Chaldal, and Shohoz. Enjoy a seamless shopping experience with just a few taps.
For the first time in Bangladesh, upay offers you a personalized wallet that allows you to track your income sources, including salary, disbursement, and remittance. This feature not only enhances your financial management but also grants you access to exclusive upay rewards.
upay is committed to providing convenience and ease in your daily life. The app includes features designed to simplify your transactions:
Planning your travel has never been easier. With the upay app, you can book bus, launch, or air tickets effortlessly. Additionally, you can reserve hotels, movie tickets, and more, all in one place.
upay is revolutionizing the way people in Bangladesh manage their finances. With its user-friendly interface, robust security measures, and a wide range of features, it stands as a leading mobile banking solution. For more information and to explore all that upay has to offer, visit upaybd.com.



















