Unlock the Full Potential of Your Benefits Card with Our Superapp

Accessing information about your benefits cards has never been easier. Discover where to shop and save with exclusive promotions. Here’s everything you can find in our app:

Exclusive Promotions, Cashback, and Discounts

Take advantage of exclusive promotions and discounts at partner establishments. Earn cashback, check out highlighted offers, and participate in raffles to maximize your benefits. Our app ensures you never miss out on fantastic deals that can enhance your shopping experience.

Effortless Time Tracking and Journey Management

Tracking your work hours is a breeze with the Superapp VR! Log your working hours from anywhere, without hassle. Simply mark the start and end of your workday directly on your mobile device. Keep track of your history and stay organized effortlessly.

Monitor Your Balance and Statements

Stay on top of your spending and know exactly how much you have available. With our balance and statement feature, you gain complete control over your benefits, ensuring you can manage your finances without complications.

Virtual Card and QR Code for Seamless Transactions

Make online shopping easier with our virtual card and enjoy faster payments at restaurants using the QR Code feature. This technology streamlines your purchasing process, allowing you to focus on enjoying your meal rather than fumbling with cash or cards.

Find Where to Use Your VR Benefits

Stop wasting time searching for places to use your benefits—the app does it for you! Easily locate establishments that accept your VR card, ensuring you can make the most of your lunch breaks and outings.

Real-Time Spending Notifications

Receive instant notifications every time you use your card, detailing the amount spent and the location of the purchase. This feature helps you maintain control over your benefits and stay informed about your spending habits.

Personalized Recommendations for Local Establishments

Discover new places to enjoy your benefits with personalized recommendations. Our app suggests nearby establishments that accept VR, making your choices easier and ensuring you always have a great experience.

We’re here to support you every step of the way. Download the app and start enjoying your benefits today!

*Consult your HR department to find out which features are available to you.

Explore Our Financial Solutions for Everyday Convenience

VR Benefícios (CNPJ 02.535.864/0001-33) operates as a BANK CORRESPONDENT for Banco VR (CNPJ 78.626.983/0001-63).

FGTS Withdrawal Anticipation

• Interest rates from 1.39% to 1.79% per month
• Effective Annual Rate (CET) from 23.91% to 27.53% (APR)
• Loan terms from 12 months (minimum) to 84 months (maximum)
• Loan amounts ranging from R$ 150.00 to R$ 30,000.00
• Life insurance option available

Credit is subject to approval.

Private Payroll Loans

• Interest rates from 2.69% to 4.99% per month
• Effective Annual Rate (CET) from 48.00% to 90.67% (APR)
• Loan terms from 3 months (minimum) to 24 months (maximum)
• Loan amounts ranging from R$ 600.00 to R$ 80,000.00
• Loan insurance option available

Credit is subject to approval.

Example Loan Calculation

For instance, a loan of R$ 1,500.00 over 12 months will have monthly payments of R$ 159.66, resulting in a total repayment of R$ 1,915.92. This includes an interest rate of 2.89% per month (40.76% annually) and a Total Effective Cost (CET) of 3.21% per month (46.85% annually - maximum APR). These figures are illustrative and may vary based on the financial institution's credit approval criteria. Conditions are subject to change without notice.

Early repayment of the loan can occur at any time, and customers may withdraw from the agreement within 7 business days after signing.

Borrow responsibly. For assistance, contact our customer service at 0800.707.1595, available 24/7. For complaints, reach our ombudsman at 0800 770 0417, available on weekdays from 9 AM to 6 PM, or email us at ouvidoriabancovr@vr.com.br for more information.