Revolutionize Your Banking Experience in 2024: Seamless Personal, Business, and Joint Accounts

In 2024, managing your finances should be effortless and rewarding. With our innovative personal, business, and joint accounts, you can experience banking that is not only simple but also satisfying. Open a bank account online in just minutes—absolutely free—right from your smartphone. Join the millions who have already embraced a better way to bank.

Why Choose Our Banking Solutions?

Discover the numerous benefits that come with our accounts, designed to enhance your financial management.

Earn Competitive Interest Rates

• Enjoy a remarkable 3.25% AER / 3.19% Gross (variable) interest on balances up to £5,000 for personal and joint accounts.
• Interest is calculated daily and credited to your account monthly.

AER, or Annual Equivalent Rate, represents the interest rate if interest were paid and compounded annually. Gross refers to the contractual interest rate before any tax deductions mandated by law.

No Overseas Fees

• Travel without worry—no fees for using your card abroad or withdrawing cash from ATMs.
• Receive the Mastercard exchange rate without any additional charges.
• Get notifications in both local currency and GBP for complete transparency.

Enhanced Budgeting Tools

Take control of your finances with our advanced budgeting features:

Utilize Spaces for Savings

• Create virtual change jars to set aside money for specific goals. Personalize them with images and track your progress.
• Receive instant payment notifications and monitor your balance in real-time.
• Gain insights into your spending habits and discover ways to save with our Spending Insights tool.
• Use the Bills Manager to allocate funds for upcoming bills, ensuring your main balance reflects only what’s available for daily expenses.
• Automate your savings by rounding up transactions to the nearest pound and saving the spare change.
• Connect with other financial management tools through Starling Marketplace, including PensionBee and Wealthify.

Seamless Payment Solutions

Experience hassle-free transactions with our user-friendly payment features:

• Need to collect money? Send a simple link to request payment.
• Make easy international transfers to 37 countries directly from the app—no hidden fees or exchange rate markups.
• Pay friends and family instantly within the app—no need for cumbersome card readers.
• Deposit cheques digitally using your phone and make cash deposits at the Post Office.

Your Money is Secure with Us

We prioritize your financial security:

• Your funds are protected up to £85,000 by the Financial Services Compensation Scheme.
• Access 24/7 in-app support from real UK-based representatives whenever you need assistance.
• Lock your card and manage settings for contactless, online, gambling, and swipe payments directly in the app.

Business Banking Made Easy

Our business banking solutions come with no monthly fees and offer:

• Mobile and web banking access, along with 24/7 support.
• Cash deposits at the Post Office starting from just £3, and cheque deposits via the app.
• Automated expense tracking, bill management, and instant payment notifications.
• Smart analytics to help you understand your business spending.

Recognized as the Best Business Banking Provider 2023, we are committed to supporting your business needs.

Joint Accounts for Shared Financial Goals

Our joint account simplifies managing shared expenses:

• Effortlessly track collective household expenses or save for significant purchases together.
• Receive instant payment notifications and earn interest on your joint balance.
• Utilize Insights to monitor spending and save collaboratively.

Family Banking Solutions

Introducing Kite, our free debit card and app designed for children aged 6-15:

• Kite integrates seamlessly with the adult’s Starling account (personal or joint), providing better visibility and control over family finances.

About Starling Bank

Starling Bank is registered in England and Wales as Starling Bank Limited (No. 09092149), located at 5th Floor, London Fruit and Wool Exchange, 1 Duval Square, London, E1 6PW. We are authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.

Experience the future of banking today. Join us and transform the way you manage your money!