Unlock the Power of Mobile and Online Banking with Santander

In today's fast-paced world, managing your finances on the go is essential. With Santander's Mobile and Online Banking, you can take control of your banking needs right from your smartphone or computer. This comprehensive guide will walk you through the features and benefits of Santander's banking services, ensuring you make the most of your banking experience.

Seamless Enrollment and Card Management

Getting started with Santander's Mobile Banking is a breeze. Simply enroll through the app and gain access to a suite of features designed to simplify your banking experience.

• Manage Your Cards: Activate your debit and credit cards, create or change your card PIN, report lost or stolen cards, and order replacements—all from the app.
• Quick Balance Access: View your account balances with just one touch before logging in, thanks to the Quick Balance feature.
• Comprehensive Account Overview: Easily view your deposit, credit card, lending statements, and balances for loans, lines of credit, and investment accounts.

Custom Alerts and Autopay Management

Stay informed and in control of your finances with customizable alerts and payment options.

• Personalized Alerts: Manage, select, and customize your alerts. Choose how you want to receive them—via text, email, or push notifications.
• Autopay Setup: Set up, change, or cancel Autopay for your credit card payments effortlessly.
• Contact Information Management: Edit, add, or delete your contact details to ensure you receive important updates.

Stay Secure with Advanced Features

Your security is a top priority at Santander. Utilize these features to keep your account safe:

• Instant Card Hold: If you misplace your debit or credit card, use Santander® Instant Card Hold to block most transactions while you search for it.
• Password Management: Retrieve your User ID and securely change or reset your password directly from your mobile device.
• One-Time Passcode (OTP): Verify your identity for certain transactions using OTP security for added protection.
• Fingerprint Login: Log in quickly and securely using your fingerprint. Just remember, if you share your device, others may also access your account.

Navigate with Ease

New to the app? Tutorials and tips will guide you through the latest updates and features, ensuring you maximize your banking experience from the moment you log in.

Convenient Check Deposits

Skip the trip to the ATM and deposit checks directly from your app. This feature saves you time and makes banking more convenient than ever.

Effortless Bill Payments

Managing your bills has never been easier:

• Add Bill Pay Recipients: Quickly add and select recipients to make payments.
• Schedule Payments: Plan your payments for future dates to avoid late fees.
• Review Bill Pay Activity: Keep track of your payments and pay any unpaid e-Bills with ease.

Simple Fund Transfers

Transfer funds effortlessly between your Santander accounts or to other banks:

• One-Time and Recurring Transfers: Make transfers between your Santander accounts with just a few taps.
• Transfer to Other Santander Customers: Send money to friends and family who bank with Santander.
• External Transfers: Move funds to accounts at other banks within the U.S. (Restrictions apply; refer to the Digital Banking Agreement for details).

Contact Us Anytime for Assistance

Need help? Santander makes it easy to get in touch:

• One-Touch Calling: Reach Santander Customer Service with a single tap.
• Schedule a Meeting: Arrange a meeting with a banker for personalized assistance.
• Find a Branch or ATM: Use the app to locate the nearest Santander branch or ATM.

Get Started Today—It’s Easy!

If you have a personal account with Santander Bank, download the Mobile Banking App today and enjoy banking on your terms!

*Securities and advisory services are offered through Santander Investment Services, a division of Santander Securities LLC. Santander Securities LLC is a registered broker-dealer, Member FINRA (finra.org) and SIPC (sipc.org) and a Registered Investment Adviser. Insurance is offered through Santander Securities LLC or its affiliates. Santander Investment Services is affiliated with Santander Bank N.A.

Investment and Insurance Products Are:

• NOT FDIC INSURED
• NOT BANK GUARANTEED
• MAY LOSE VALUE
• NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
• NOT A BANK DEPOSIT

©2023 Santander Bank, N.A. All rights reserved. Santander Bank N.A., Equal Housing Lender - Member FDIC