Unlocking the Benefits of PUMB Mobile Banking: A Comprehensive Guide

In today's fast-paced digital world, managing finances efficiently is crucial. The PUMB mobile banking app stands out as a powerful tool, offering a plethora of features designed to simplify banking and enhance your financial management. This article delves into the main features of PUMB, highlighting how it can transform your banking experience.

Commission-Free Card Management

With PUMB, opening and managing your debit and credit cards has never been easier. The app allows users to open a “vseKARTA” debit card or a “vseMOZHU Online” credit card without incurring any commission fees. You can effortlessly top up your card through the mobile banking app, ensuring that your funds are always accessible without additional costs.

Seamless Money Transfers

PUMB's online banking capabilities enable hassle-free money transfers. Users can send money from their “vseKARTA” and “vseMOZHU Online” cards to other bank cards in hryvnia without any fees. Transfers can be made using either the recipient's card number or phone number, making it a convenient option for quick transactions.

All-in-One Online Banking Solution

Paying utility bills and traffic fines is straightforward with PUMB. The app allows users to make payments via IBAN or recharge their mobile phones without incurring any fees. This all-in-one solution simplifies your financial obligations, allowing you to manage everything from one platform.

Receive International Money Transfers

PUMB facilitates international money transfers from various services, including Western Union, PrivatMoney, Ria, and MoneyGram, all without fees. This feature is particularly beneficial for those who receive funds from abroad, ensuring that you keep more of your money.

Open Deposits for Extra Earnings

Users can open deposits directly within the PUMB app, allowing them to earn additional interest on their savings. This feature encourages users to save more effectively while benefiting from competitive interest rates.

Grow Your Savings with MoneyBox

The MoneyBox feature enables users to grow their savings effortlessly. With an attractive interest rate of 5% per annum on your account balance, it’s an excellent way to make your money work for you.

Buy Currency Online

PUMB allows users to order cash or buy foreign currency, such as dollars and euros, directly through the app. With a monthly limit equivalent to 49,999 UAH, this feature provides flexibility for those looking to manage their currency needs conveniently.

Apply for Credit Instantly

Need a loan? PUMB makes it easy to apply for credit online, with limits of up to 200,000 UAH and a grace period of up to 62 days. This feature allows users to access funds quickly and efficiently, all from the comfort of their mobile device.

Flexible Payment Options

PUMB offers installment payments and deferred payment options with 0% fees throughout the specified payment period. This flexibility allows users to manage their purchases without the burden of additional costs.

State Payments and Mobile Banking Features

Receive state payments under the eRecovery and eSupport programs directly through the PUMB app. Additionally, users can join the “Cashback. Made in Ukraine” program to earn cashback on their transactions, enhancing the value of using the app.

Streamlined Transactions with Templates and Auto Payments

To simplify regular transactions, PUMB allows users to create templates and set up auto payments. This feature ensures that you never miss a payment and can manage your finances more efficiently.

Contactless Payments for Convenience

For those who prefer contactless transactions, PUMB supports Google Pay and Apple Pay. By adding your card to these platforms, you can enjoy secure and convenient payments directly from your smartphone, making transactions seamless and efficient.

Bonuses and Cashback Opportunities

PUMB offers various promotions, including the “Your Mobile Cashback with PUMB” program, where users can earn cashback on their purchases. With cashback rates of up to 5% for orders made through the “Splachuite chastynamy” installment plan, users can maximize their savings while enjoying the benefits of the app.

Conclusion: The Future of Banking with PUMB

PUMB is more than just a mobile banking app; it is a comprehensive financial management tool that empowers users to take control of their finances. With features designed for convenience, savings, and rewards, PUMB is paving the way for a new era of banking. Whether you are looking to manage your daily expenses, save for the future, or access credit, PUMB has you covered—all from the palm of your hand.

For more information on terms and conditions, visit pumb.ua.