Unlock the Power of PTSB Open24 Online Banking: Your Comprehensive Guide

As a valued customer of Permanent TSB (PTSB), registering for Open24 Online Banking opens the door to a world of convenient banking solutions. This article explores the myriad features and benefits that come with your Open24 account, ensuring you can manage your finances effortlessly and securely.

Effortless Account Access

With Open24 Online Banking, accessing your accounts has never been easier. Here’s how you can enjoy seamless banking:

• Quick Login: Use your Personal Access Number (PAN) or biometric authentication (if supported by your device) for swift access.
• Feature Accessibility: Instantly navigate to the most frequently used features.
• Account Balances: Check your current and available balances along with other essential information.
• Transaction History: Access recent, pending, and historical transactions with ease.
• Loan Applications: Apply for a Term Loan, Credit Card, or Overdraft directly through the platform.

Open a Savings or Deposit Account

Managing your savings is simple with Open24. Here are some key functionalities:

• eStatements: View your electronic statements anytime, anywhere.
• Password Management: Update your Open24 desktop site password effortlessly.
• Card Management: Freeze your Visa Debit or Credit Card instantly.
• Lost or Stolen Cards: Report your Visa Debit Card as lost or stolen and order a replacement with just a few clicks.
• Damaged Cards: Replace your damaged Visa Debit Card quickly.
• PIN Management: View or unblock your Debit Card PIN as needed.
• Google Pay Integration: Add your Visa Debit Card to Google Pay for convenient transactions.
• Transaction Controls: Block gambling transactions on your debit or credit card for enhanced control.

Banking on the Go

With PTSB, banking is not confined to your desktop. Here’s how you can manage your finances on the move:

• Instant Transfers: Transfer funds between your accounts instantly.
• Payee Management: Transfer to existing payees, and on tablet devices, add new payees easily. Schedule future payments as needed.
• Emergency Cash: Send emergency cash to an ATM, allowing you or a friend to withdraw funds without a bank card (charges may apply).
• Bill Payments: Make payments to existing bills and add new ones, with the option to schedule future payments.
• Standing Orders: Set up standing orders for regular payments.
• International Transfers: Transfer to existing international SWIFT payees, which can only be set up by visiting a PTSB branch.
• Payment Management: View or edit details for existing payees, bill payments, standing orders, direct debits, and future-dated payments.

Security and Fraud Prevention

Your security is paramount at PTSB. Here’s how the bank protects you:

• Fraud Prevention Enhancements: As outlined in PTSB’s Terms & Conditions, the bank may introduce new fraud prevention features that require user opt-in. These enhancements are designed to safeguard your interests.
• PTSB Protect: This feature detects known fraudulent phone numbers and links within incoming SMS messages (permission to view SMS messages is required). You will receive alerts for suspicious messages.
• Data Privacy: No SMS data is copied or accessed by PTSB as part of this service. The service is 'Opt In' and can be enabled via the 'Settings & Security' section.

Accessing the PTSB App

To log in to the PTSB app, you must be a registered Open24 Online Banking customer. Here’s how to get started:

• Registration: To register for Open24, call 0818 50 24 24 or +353 1 212 4101.
• Security Codes: Some features require a security code sent via SMS to your registered mobile number. Note that certain country codes are excluded from this service.
• Support: If you’re not receiving your code or need to register/change your mobile number, contact PTSB at the numbers provided above.

Terms and conditions apply. For more information, visit PTSB Mobile and App Banking.

Permanent TSB plc, trading as PTSB and PTSB Asset Finance, is regulated by the Central Bank of Ireland. Permanent TSB plc is a public limited company incorporated in Ireland. Registered number: 222332. Registered Office: 56-59 St. Stephen’s Green, Dublin 2, D02 H489, Ireland. Permanent TSB plc is tied to Irish Life Assurance plc for life and pensions products, which is also regulated by the Central Bank of Ireland.