Unlock the Power of PSB UnIC Mobile Banking: Your Comprehensive Financial Solution

The PSB UnIC mobile banking app is your all-in-one financial companion, designed to simplify your banking experience. With a plethora of features at your fingertips, you can effortlessly manage your finances, transfer funds, and access exclusive banking services. Whether you need to send money, view account details, or invest in term deposits, the PSB UnIC app has you covered.

Seamless Fund Transfers with PSB UnIC

One of the standout features of the PSB UnIC app is its ability to facilitate smooth fund transfers. You can send money both within your bank and to other banks using various methods, including:

• Unified Payments Interface (UPI)
• National Electronic Funds Transfer (NEFT)
• Real-Time Gross Settlement (RTGS)
• Immediate Payment Service (IMPS)

With these options, transferring funds has never been easier or more efficient.

Convenient Login Options

The PSB UnIC app offers a user-friendly experience with a single login for both web and mobile platforms. You can securely access your account using:

• Biometric authentication
• MPIN

This ensures that your banking information remains secure while providing you with quick access to your accounts.

Instant Transactions Made Easy

Need to make a quick payment? The PSB UnIC app allows you to:

• Transfer up to ₹10,000 instantly via UPI and IMPS without the need to add a payee.
• Pay your EMIs, advance EMIs, or overdue loan amounts instantly.

This feature is perfect for those who need to manage their finances on the go.

Investing Made Simple

Investing in social security schemes has never been easier. The PSB UnIC app allows you to invest in:

• Atal Pension Yojana (APY)
• Pradhan Mantri Suraksha Bima Yojana (PMSBY)
• Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY)

Additionally, you can open and manage fixed and recurring deposits online, making it simple to grow your savings.

Effortless Debit Card Management

Managing your debit card is straightforward with the PSB UnIC app. You can:

• Set and adjust your debit card limits.
• Apply for a new card or upgrade your existing one.
• Hotlist a card if it’s lost or stolen.

This level of control ensures that you can manage your spending effectively and securely.

Cheque Services at Your Fingertips

The app also simplifies cheque management. You can:

• Request a new cheque book instantly.
• Pre-intimate cheque issuance using Positive Pay.
• Stop a cheque or check the status of inward and outward cheques.

These features provide peace of mind and enhance your banking experience.

Instant Access to Bank Statements

Need a bank statement or TDS certificate? The PSB UnIC app allows you to generate:

• Bank statements
• TDS certificates
• Balance certificates

All of these can be accessed instantly, saving you time and effort.

Unified Payment Interface (UPI) for Quick Payments

With UPI, you can pay and collect money from anyone instantly. Your UPI ID serves as your virtual identity for seamless transactions, making it easier than ever to manage your payments.

Future Enhancements and Support

The PSB UnIC app is continuously evolving, with plans to add more features to enhance your banking experience. For any feedback, queries, or issues related to the PSB UnIC application, you can reach out to omni_support@psb.bank.in.

Accessing PSB UnIC Online

The web version of the PSB UnIC app can be accessed through the official website: www.punjabandsindbank.co.in. Enjoy the convenience of banking from anywhere, anytime.

In conclusion, the PSB UnIC mobile banking app is a powerful tool that offers a wide range of features to meet your banking needs. From fund transfers to investment options, it provides a comprehensive solution for managing your finances efficiently.