Unlocking the Benefits of Itaú Personnalité: Your Comprehensive Guide

In today's fast-paced financial landscape, having a reliable banking partner is essential. Itaú Personnalité stands out as a premier choice, offering a plethora of advantages tailored to meet your financial needs. This article delves into the key benefits of Itaú Personnalité, ensuring you make informed decisions about your banking and investment options.

Investment Opportunities

When it comes to enhancing your investment portfolio, Itaú Personnalité provides expert advisory services to help you choose the best options based on your financial profile. Here are some of the investment avenues available:

• ETFs: Exchange-Traded Funds for diversified investments.
• Tesouro Direto: Direct government bonds for secure returns.
• Investment Funds: Access to fixed income, variable income, multi-market funds, and currency funds.
• Real Estate Funds (LCI) and Agribusiness Funds (LCA): Invest in tangible assets.
• Private Pension: Secure your future with tailored pension plans.
• Stock Market Investments: Buy shares of companies listed on the stock exchange.
• Fixed Income CDB: Certificates of Deposit for stable returns.
• COE: Structured Operations for fixed and variable income.
• Savings Accounts: Traditional savings options for your funds.

Exclusive Shopping Benefits with Itaú Shop

Itaú Shop offers a unique shopping experience with special pricing, discount coupons, interest-free installments, and cashback on purchases made via Pix. This feature enhances your shopping experience while providing financial benefits.

My Advantages Program

Enjoy a range of perks with the My Advantages program, including:

• Zero Annual Fee: Enjoy a no-annual-fee Black Card.
• Fee Waivers: No account maintenance fees.
• Monthly Treats: Receive a pair of cinema tickets or a bottle of wine each month.

Black Mastercard® Credit Card

The Black Mastercard® offers more than just a credit card; it provides a wealth of benefits:

• Reward Points: Earn 3 points for every dollar spent internationally and 2 points for domestic purchases.
• No Expiration on Points: Redeem points for products, cashback, or experiences through Itaú Shop.
• Exclusive Mastercard Benefits: Access to Mastercard Black™ Concierge, MasterSeguro, and Mastercard Surpreenda.

International Avenue Account

Open an International Avenue account with no fees, making your travels and international purchases more convenient. Diversify your investments in the U.S. market and enjoy a dollar debit card accepted in over 150 countries.

Comprehensive Insurance Options

Itaú Personnalité offers a variety of insurance products, including:

• Life Insurance: Protect your loved ones.
• Travel Insurance: Ensure peace of mind while traveling.
• Home Insurance: Safeguard your property.
• Auto Insurance: Coverage for your vehicle and more.

Currency Exchange Services

Utilize Itaú's currency exchange services to check exchange rates, make international transfers, and purchase foreign currency in cash. Withdraw your currency at the nearest agency for added convenience.

Personalized Banking via WhatsApp

Communicate directly with your account manager through WhatsApp for assistance with your account, investments, transfers, and more. This feature ensures you have support at your fingertips.

Virtual Card for Secure Transactions

The virtual card is ideal for online streaming, gym memberships, and other occasional purchases. It generates a temporary card number that expires after use, enhancing your security.

Digital Wallet for Seamless Payments

Make contactless payments using your smartphone, smartwatch, or wristband by registering your credit card in a digital wallet. This feature simplifies transactions and enhances convenience.

Personal Credit Solutions

Itaú offers personal credit options for various needs, including real estate financing. Enjoy instant access to funds with pre-approved credit, ensuring you can meet your financial requirements promptly.

Effortless Transfers with PIX

Experience unlimited free PIX transfers, pay bills, and access transaction receipts with ease. This feature streamlines your banking experience, making it more efficient.

Exclusive Offers for New Account Holders

Upon opening an account, enjoy 12 months of credit card usage without an annual fee, waived account fees, 10 days of interest-free overdraft, and access to an exclusive points and cashback program.

With zero fees on investments such as fixed income, stocks, real estate funds, Tesouro Direto, and private pensions, Itaú Personnalité provides a comprehensive suite of financial products. Explore our open investment platform to access a wide range of products from Itaú and other institutions.

For more information, visit Itaú Unibanco S.A. at their headquarters in São Paulo, Brazil.

ITAÚ UNIBANCO S.A. - CNPJ: 60.701.190/0001-04
ITAU UNIBANCO HOLDING S/A - CNPJ: 60.872.504/0001-23
BANCO ITAÚ CONSIGNADO S.A. - CNPJ: 33.885.724/0001-19
PC ALFREDO EGYDIO DE SOUZA ARANHA, 100 - TORRE OLAVO SETUBAL - CEP: 04344-902 - São Paulo- SP - Brasil
IUPP S.A. - CNPJ: 42.786.803/0001-63
Av Eng Armando de Arruda Pereira, 774 - Torre Conceição 6°