Discover the Enhanced Features of Permata ME: Your Ultimate Digital Banking Solution

In the fast-paced world of digital banking, Permata ME stands out with its newly modernized home screen and an improved navigation system designed for your transaction convenience. This innovative app offers a suite of freshly crafted features that elevate your banking experience. Let’s explore what makes Permata ME a must-have for your financial management.

Seamless Transactions with Free Transfer Fees

One of the standout features of Permata ME is the free transfer fee with BI-FAST. This allows you to send money effortlessly without worrying about additional costs. Whether you’re transferring funds to friends or family, this feature ensures that your transactions are both economical and efficient.

Earn Rewards with PermataPoin

With every transaction you make, you can collect PermataPoin rewards. These points can be utilized for QR payments or redeemed for a variety of shopping vouchers directly from the app. This feature not only enhances your banking experience but also rewards you for your everyday spending.

Competitive International Transfers and Foreign Exchange

Permata ME simplifies international transfers and foreign exchange transactions with competitive exchange rates. This means you can send money abroad or exchange currencies without the hassle of hidden fees, making it an ideal choice for frequent travelers or expatriates.

Quick Payments with QRIS

Experience the convenience of QRIS for quick and easy payments. This feature allows you to make transactions not only locally but also internationally, ensuring that you can manage your finances on the go.

Diverse Top-Up and Bill Payment Options

Permata ME offers a wide variety of top-up and bill payment transactions. Whether you need to recharge your mobile phone or pay utility bills, the app provides a straightforward solution that saves you time and effort.

Additional Features for Enhanced User Experience

Beyond the core functionalities, Permata ME includes a plethora of additional features designed to enhance your banking experience:

• Quick Access Menu: Access essential features like Peeking Balance, QR, Branch Queuing, Mobile Cash, Notifications, and PermataStore before logging in.
• FAQ Section: Find solutions to your queries with the comprehensive FAQ section.
• Digital Account Opening: Foreigners can open accounts with just a click, using their visa or immigration stamp.
• Debit Card Management: Easily activate your debit card or request a physical card through the app.
• Exciting Promotions: Stay updated with the latest promotions displayed on the new home screen.
• Portfolio Overview: View all your accounts in one convenient location.
• Customizable Settings: Manage your favorite and recurring transactions, Forex transaction registration, password security, dark mode, and language preferences.
• PermataKTA Application: Apply for a non-collateral loan of up to IDR 300 million with competitive interest rates starting from 0.88%.
• SPT Document and e-Statement Access: Easily access necessary documents according to your needs.
• WhatsApp Gift Feature: Send gifts on important occasions directly through the app.
• Notification Inbox: Keep track of all notifications, including transactions, promotions, and news.
• Transaction History: Monitor your transaction history across all accounts effortlessly.

Commitment to Continuous Improvement

Permata Bank is dedicated to continuously enhancing the Permata ME app to provide you with the best banking experience possible. With its user-friendly interface and innovative features, you can explore the world of digital banking right at your fingertips.

About PT Bank Permata, Tbk.

PT Bank Permata, Tbk. is licensed and supervised by the Financial Services Authority and Bank Indonesia, and is a proud member of the Indonesia Deposit Insurance Corporation. For any inquiries or assistance, you can visit the Permata Bank Head Office located at:

With Permata ME, you are not just banking; you are embracing a modern financial lifestyle that prioritizes convenience, rewards, and security. Download the app today and take control of your financial future!