Experience Financial Freedom with Openbank: Your 24/7 Banking Solution

In today's fast-paced world, convenience is key, especially when it comes to managing your finances. Openbank, a proud member of Grupo Financiero Santander México, offers a seamless banking experience that fits your lifestyle. With no lines and no branches, Openbank is available 24/7, ensuring that your financial needs are met whenever you need them.

Open a Savings Account with No Strings Attached

With Openbank, you can open a savings account that allows you to earn interest without the hassle of mandatory terms or minimum balance fees. Take control of your finances and manage your money from anywhere, at any time. Celebrate your milestones without worrying about annual fees, minimum usage requirements, or hidden charges.

Pay Your Bills with Ease

Managing your bills has never been easier. With the Openbank app, you can pay your services directly from your mobile device, giving you more time to focus on what truly matters in your life.

Personalize Your Banking Experience

Openbank understands that every customer is unique. That's why we offer a customizable banking experience. Choose the card that best suits your style, select your payment date, and even personalize how your name appears on your card. You have the power to modify your personal information whenever you wish, ensuring that your banking experience is tailored to your needs.

Enhanced Security Features for Peace of Mind

Your security is our priority. Openbank provides advanced security features to protect your financial information. Log in using fingerprint recognition, and have the ability to turn your cards on or off at your convenience. Set withdrawal limits at ATMs and daily spending caps on your debit card to maintain control over your finances. Manage your trusted devices and monitor where you log in and out for added security.

Banking with Confidence

Openbank operates under a banking license from the CNBV, ensuring that your money is safe and secure. Your funds are protected by the Instituto para la Protección al Ahorro Bancario (IPAB) up to 400,000 UDIS (Unidades de Inversión) per customer, per institution, which is approximately $3.3 million pesos. This means you can bank with confidence, knowing your savings are safeguarded.

Open + Debit Account: A Smart Choice

The Open + Debit Account is a product offered by Openbank México, S.A., a multiple banking institution under Grupo Financiero Santander México. This account is guaranteed by the IPAB, providing you with peace of mind. Please note that this is not a savings or investment product. For details on fees, conditions, and requirements for the Open + Debit Account, as well as a list of guaranteed products, visit www.openbank.mx.

Competitive Interest Rates

Openbank offers competitive interest rates to help you grow your savings. The nominal GAT (Tasa de Interés Nominal) is currently at 10.52%, with a real GAT of 6.35% before taxes. These values are calculated based on an investment range of $1.00 peso M.N. in accounts without a defined maturity or term and without fees over a one-day period. Please check for the latest rates and conditions by contacting our Open Line at 55 7005 5755.

Understanding CAT and Interest Rates

The average CAT (Costo Anual Total) is 97.5% without VAT, calculated on February 5, 2025, and valid until August 5, 2025. The average fixed annual interest rate is 70.03%. These figures are for informational and comparison purposes only. The base amount for calculating the average CAT is $50,000.00 MXN over a three-year period, covering only the minimum payment. For more information on fees, conditions, rates, and requirements for the Open Credit Card and a list of guaranteed products, please visit www.openbank.mx.

Conclusion: Choose Openbank for a Modern Banking Experience

Openbank is revolutionizing the way you manage your finances. With its user-friendly app, customizable features, and robust security measures, you can enjoy a banking experience that is both convenient and secure. Whether you're looking to save, pay bills, or personalize your banking, Openbank is here to support you every step of the way. Experience the future of banking today with Openbank!