Unlock Affordable Car Insurance with OCHO: Your Smart Solution

In today's fast-paced world, finding affordable car insurance can feel overwhelming. Fortunately, OCHO leverages cutting-edge technology to simplify the process, making cheap car insurance accessible to everyone. With our innovative app, you can receive the best quotes in just minutes, cover your down payment, and establish a payment plan tailored to your payday. Manage everything effortlessly from your smartphone—no paperwork, no lengthy phone calls, and absolutely no stress. Experience the future of insurance today by downloading the OCHO app!

Why Choose OCHO for Your Car Insurance Needs?

• Zero Down Payment Options: Some customers qualify for no-deposit coverage, while others benefit from significantly reduced down payments.
• Drive Now, Pay Over Time: Enjoy a customized, flexible payment plan that suits your financial situation.
• Extended Payment Periods: Need a few extra days? No problem! Plus, we never charge late fees.
• Instant Proof of Insurance: Get covered on the same day you apply.
• OCHO PriceCheck: Our unique tool ensures you receive the best possible quote, with 58% of our customers saving an average of $600!
• Boost Your Credit Score: Timely payments can positively impact your credit rating.*

What Our Customers Are Saying

“Totally legit! You don’t have to put any money down, and they provide proof of insurance the same day.” – Gloria K., Springfield, IL

“They were fantastic and got me back on the road for zero down. I would definitely recommend OCHO to anyone.” – Thor Seth

“I love it! They helped with the down payment, which is always a burden. As a single mom, I didn’t have to choose between car insurance and groceries for my kids.” – Addierene H., Gainesville, GA

How OCHO Works

Say goodbye to hefty down payments and the stress of car insurance cancellations! OCHO finances your auto insurance at no additional cost, allowing you to deal directly with us instead of the insurance company. Enjoy lower or even zero down payments, flexible split payments, and the freedom to choose your payment dates. We also provide extra time to pay when necessary, ensuring you remain insured without the financial strain. Break free from traditional insurance hassles and pay with OCHO today—your stress-free insurance shopping experience awaits!

Where We Operate

OCHO proudly serves customers in the following states: Arizona, Texas, Illinois, Georgia, Missouri, New Mexico, Washington State, and Wisconsin.

About OCHO

Founded in 2021, OCHO aims to revolutionize car insurance for hardworking individuals across the United States. Created by immigrants, our mission is to empower you to navigate the insurance landscape effectively. We offer more than just coverage; our policies serve as a pathway to financial resilience, providing you with the breathing room you deserve.

Features of the OCHO App You’ll Love

• Quickly find and compare auto insurance options with our user-friendly platform.
• Access your credit score for free.
• Select payment dates that align with your payday.
• Download your policy documents instantly.
• Request a payment extension if you need additional time.
• Manage your payments and policy seamlessly from your dashboard.

Insurance Companies We Partner With

OCHO collaborates with a variety of reputable insurance providers, including Progressive, Dairyland, Gainsco, National General, First Acceptance, Founders, Falcon, Aspire, Kemper Auto, Embark, Infinity, The General, Excepsure, Assurance America, Bridger, Bristol West, Unique Insurance Company, and Clearcover.

Why OCHO Stands Out from Competitors

If you’re searching for an alternative to Hugo Insurance, look no further than OCHO. Unlike Hugo, which offers pay-as-you-go insurance that can leave you vulnerable to coverage gaps and higher rates, OCHO ensures continuous coverage with flexible payment plans. Stay protected without the worry—choose OCHO for your insurance needs.

Important Clarifications

OCHO is not a payday loan service, cash loan provider, personal loan app, or a platform for borrowing money. We do not utilize telematics in our services.

We are also not affiliated with companies such as Lemonade, The Zebra, Root Insurance, Freeway Insurance, Direct Auto, Elephant Insurance, OTTO Insurance, All State, Safe Auto, Esurance, Nationwide, Gainsco Insurance, Geico Insurance, Go Auto Insurance, Liberty Mutual, AAA Insurance, USAA Insurance, or State Farm.

Learn More About OCHO

Ready to transform your car insurance experience? Visit us at www.ocho.co to learn more and take the first step towards smarter insurance solutions.