Perkenalkan neobank, layanan perbankan dalam bentuk aplikasi digital persembahan Bank Neo Commerce yang sudah melayani 30 juta lebih pengguna.

Unlocking the Future of Banking: Discover the Benefits of Neobank

In today's fast-paced digital world, managing finances has never been easier, thanks to neobanks. With a user-friendly interface and a plethora of exciting features, neobanks are revolutionizing the way we handle our money. Opening an account takes just five minutes, and new users can even receive rewards of up to IDR 350,000! Let’s explore the remarkable features that make neobanks a game-changer in personal finance management.

💰 NOW Savings Account

The NOW Savings Account offers daily interest payouts, making it an attractive option for savers. You can open an account online with any initial deposit amount and enjoy an impressive interest rate of 4.25% per annum. This feature allows you to grow your savings effortlessly while enjoying the convenience of digital banking.

📈 WOW Time Deposit

For those looking to earn higher interest rates, the WOW Time Deposit is the perfect solution. With interest rates reaching up to 8% per annum, you can start with a minimal initial deposit of just IDR 100,000. Choose from flexible tenors ranging from 7 days to 1 year, allowing you to tailor your savings strategy to your financial goals.

🆙 Membership Levels

Elevate your banking experience by advancing through membership levels. Each level unlocks exclusive benefits, including special coupons, discounts on mobile top-ups and bills, and increased free interbank transfer limits. The more you engage with neobank, the more rewards you can enjoy!

💸 Free Transfers

As you progress through the membership levels, you can enjoy up to 30 free transfers per month. This feature not only saves you money but also enhances your banking experience by making transactions seamless and cost-effective.

💵 Neo Loan

Need a transparent and secure loan? Look no further than Neo Loan. The application process is straightforward, with high limits and quick approval times. - **Loan Tenor:** Up to 6 months - **Loan Limit:** Up to IDR 15,000,000 - **Interest Rate:** Ranges from 1.75% to 5.63% per month, or 21% to 67.56% per annum For example, if you take a loan of IDR 1,000,000 for 6 months, the interest payable would be IDR 38,033 per month, totaling IDR 228,200 over the loan period. Your total repayment would be IDR 1,228,200, with monthly installments of IDR 204,700.

💡 Digital Payments & Purchases

Neobank simplifies digital payments and product purchases through its app. Enjoy cashback on every transaction, making your spending more rewarding.

🛍️ Instant Discounts with Hematpay

Take advantage of instant discounts when making payments through Virtual Accounts and QRIS at selected merchants. This feature enhances your shopping experience while saving you money.

🟠 Neo Gold

Investing in gold has never been easier. With Neo Gold, you can buy and invest in gold through selected merchants, taking advantage of attractive offers available in the neobank app.

🏪 Neo Business

Expand your business reach with Neo Business. This feature allows you to promote your business to millions of neobank users, helping you connect with potential customers. You can also find nearby business locations to enhance your operational efficiency.

💬 Neo Chat

Stay connected without leaving the app. Neo Chat allows you to chat, send money, and create groups securely and conveniently, making communication effortless.

🔒 Data Security

Your financial activities are safeguarded with advanced banking security systems. Features like Gesture Password and PIN ensure that your transactions remain protected at all times.

About Bank Neo Commerce

Neobank is an online savings and deposit application from Bank Neo Commerce (BNC). Established in 1990 as Bank Yudha Bhakti (BBYB), we have transformed into Indonesia's first neobank, offering digital banking services. With the backing of leading fintech company Akulaku, we continuously invest in technology to provide innovative products and services tailored to the needs of both individual and corporate clients. PT Bank Neo Commerce Tbk is located at Treasury Tower, 60th Floor, District 8 Lot 28, Jl. Jend. Sudirman Kav. 52-53, Senayan, Kebayoran Baru, South Jakarta 12190, Indonesia. We are registered with Bank Indonesia under Business License No. 22/1017/UPPS/PSbD.

Contact Us

PT Bank Neo Commerce Tbk Website: www.bankneocommerce.co.id Phone: 1-500-190 (no prefix or area code required) Email: customercare@bankneo.co.id Follow us on social media: - Instagram: bankneocommerce - Facebook: Bank Neo Commerce - YouTube: Bank Neo Commerce - TikTok: @bankneocommerce - Twitter (X): @bankneocommerce - LinkedIn: PT Bank Neo Commerce Tbk PT Bank Neo Commerce Tbk is licensed and supervised by the Financial Services Authority (OJK) and is a participant in the Deposit Insurance Corporation (LPS).