Nav is the only platform that combines up to 6 business and personal credit profiles from all the major bureaus into one simple dashboard. You can track your business credit data from Experian, Dun & Bradstreet, and Equifax, and get personal credit reports from Experian and TransUnion. Plus, join Nav Prime to get up to 2 tradelines to build business credit, and 1 to build personal credit.

Unlock Your Business Potential with Nav: The Ultimate Financial Toolkit

Managing a business requires more than just a great idea; it demands a comprehensive approach to finances. With Nav, you gain access to an all-in-one financial toolkit that goes beyond merely building credit. This innovative platform allows you to manage your business checking, optimize cash flow, and explore diverse financing options—all from a single, user-friendly interface.

Why Over 2 Million Businesses Trust Nav

Nav has become a trusted partner for over 2 million businesses, providing essential tools to streamline financial management. Users consistently describe the Nav app as a must-have solution for navigating the complexities of business finances.

Comprehensive Features of the Nav App

When you choose the Nav app, you unlock a suite of features designed to give you a complete view of your financial health. Here’s what you can expect:

1. Monitor Your Credit Health

Gain insights into your credit status by tracking up to six business and personal credit profiles in one convenient location. This feature empowers you to understand your credit health better and make informed decisions.

2. Real-Time Credit Reporting

Stay updated with your Nav Prime tradelines as they report to major credit bureaus. This transparency helps you keep track of your credit activity and ensures you are always in the loop.

3. Manage Your Nav Prime Card Effortlessly

Access and manage your Nav Prime Card on the go. This feature allows you to handle your business expenses seamlessly, ensuring you never miss a beat.

4. Proactive Credit Management

Track the key factors that influence your credit score and take control with real-time alerts. This proactive approach helps you address potential issues before they escalate.

5. Simplified Bookkeeping Tools

Avoid unexpected cash flow challenges with Nav’s simplified bookkeeping tools. Features like balance forecasting and one-click profit & loss statements make it easy to maintain financial clarity.

6. Tailored Lending and Credit Card Options

Receive personalized lending and credit card recommendations that automatically update as your business profile evolves. With access to over 160 options, you can find the best fit for your financial needs.

7. Dedicated Business Credit Coaching

Connect monthly with a dedicated business credit coach who will help you discuss your goals, strategies, and options for building your business credit. This personalized guidance can be invaluable in navigating the financial landscape.

Important Disclaimers

Banking Information

Nav Technologies, Inc. operates as a financial technology company and is not an FDIC-insured bank. Banking services are provided by Thread Bank, Member FDIC. It’s essential to understand that FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, under a license from Visa U.S.A. Inc. and can be used wherever Visa cards are accepted. Certain conditions must be met for pass-through deposit insurance coverage to apply. For more details, refer to the Cardholder Terms available at Nav Prime Card Terms. Other features of the Nav Prime membership are not associated with Thread Bank.

Credit Building Features

Please note that credit scores are calculated based on various factors, and some users may not see improvements in their scores. The Nav Prime Charge Card is specifically designed as a business financing product and should not be used for personal, family, or household transactions.

Privacy Commitment

Your privacy is paramount. Nav does not permit third parties to collect personally identifiable information without your consent. For more information, please read our privacy policy at Nav Privacy Policy.

Data Security Measures

Nav prioritizes your online security by utilizing Plaid to connect your bank and other accounts. Plaid employs bank-level encryption to ensure your data remains safe.

Your Curated Funding Options

The credit card and funding options displayed in your Nav account come from our extensive network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match these offers based on the information you provide in your business profile, including your time in business, cash flow, and annual revenue.

Conclusion

In today’s competitive business environment, having the right financial tools at your disposal is crucial. Nav offers a comprehensive solution that not only helps you build credit but also empowers you to manage your finances effectively. With features designed to provide clarity and support, Nav is the ultimate toolkit for any business owner looking to thrive. Embrace the power of Nav and take control of your business finances today!