Your Ultimate Financial Platform: Earn, Invest, Spend, and Borrow with Confidence

Welcome to a revolutionary financial ecosystem designed to empower you in every aspect of wealth management. Join the ranks of hundreds of thousands of investors who trust us with over $10 billion in assets. Discover how you can maximize your financial potential through our all-in-one platform.

Maximize Your Earnings

Take control of your savings with our High-Yield Cash Account, offering an impressive 4.00% APY¹. Here’s what you can expect:

• FDIC Insurance: Your funds are protected up to $3.75 million.
• No Minimum Balance: Enjoy the freedom of no minimum balance requirements or hidden fees.
• Automated Savings: Utilize our Smart Transfers feature to effortlessly grow your savings.

Invest with Confidence

Build a diversified portfolio tailored to your financial goals. With access to over 6,000 stocks and ETFs, you can:

• Create Custom Portfolios: Design your investment strategy based on your unique risk tolerance.
• Expert-Curated Options: Choose from portfolios crafted by financial experts.
• Long-Term Growth: Benefit from automatic rebalancing and fractional shares.
• Flexible Account Types: Open individual, joint, trust, or custodial accounts, and easily rollover or start a Traditional, Roth, or SEP IRA.

Dive into Cryptocurrency

Expand your investment horizons by including cryptocurrencies in your portfolio. Our platform allows you to:

• Invest in Major Cryptos: Add Bitcoin (BTC) and Ethereum (ETH) to your long-term strategy.
• Create Custom Crypto Pies: Automate your crypto investments for seamless growth.
• Commission-Free Trading: Enjoy trading without the burden of commissions.

Spend Smartly

Enhance your spending power with the Owner's Rewards Card by M1, which offers:

• Up to 10% Cash Back: Earn rewards on your purchases and reinvest them to accelerate your wealth-building journey.
• No Annual Fee: Enjoy the benefits without the costs.
• Visa Signature Benefits: Access exclusive perks and rewards.

Flexible Borrowing Options

Need access to funds? Our platform provides a flexible line of credit against your investment portfolio, allowing you to:

• Borrow Up to 50%: Leverage your portfolio value for cash when you need it.
• Competitive Rates: Enjoy a low borrowing rate of 6.25%³.
• No Hassle: Experience a streamlined process with no additional paperwork or credit checks.

Why Choose Our Platform?

Our comprehensive approach to wealth management integrates earning, investing, spending, and borrowing seamlessly. Here’s why you should choose us:

• Holistic Wealth Management: Manage all aspects of your finances in one place.
• Advanced Automation: Set custom rules and enjoy dynamic rebalancing for effortless management.
• Flexibility and Control: Tailor your financial strategy while we handle the execution.
• Low Costs: Benefit from no commissions or management fees on investments.
• Education and Insights: Access expert analysis and financial planning tools to enhance your knowledge.

Security You Can Trust

Your security is our priority. We employ bank-level 256-bit encryption and offer:

• Two-Factor Authentication: Add an extra layer of protection to your account.
• SIPC Protection: Enjoy coverage up to $500,000 on investment accounts.
• FDIC Insurance: Your cash accounts are insured up to $3.75 million.

Get Started Today

1. Download the App: Create your account in just a few minutes.
2. Set Up Your Strategy: Choose a custom plan or select an expert portfolio.
3. Fund Your Account: Start building your wealth with ease.

Join us today and experience the future of finance, where sophisticated wealth-building meets simplicity. Your financial journey starts here!

¹ Annual Percentage Yield (APY) as of 12/18/24. Rates subject to change.
² Cash back rates vary by merchant. See website for full details.
³ Margin rates subject to change. See current rates at m1.com/borrow.

Investing involves risk, including the risk of loss. M1 Finance LLC is an SEC registered broker-dealer, Member FINRA/SIPC.

Borrow rates, terms, and conditions are subject to change and may vary based on credit determination, market conditions, and other factors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where M1 is not registered.

App developed by M1 Finance LLC
200 North LaSalle Street, Suite 800
Chicago, IL 60601