InstaBIZ is an All-in-One Business Banking app that is accessible to both ICICI Bank and Non-ICICI Bank customers, who can log in as a guest and avail multiple benefits.

Unlock Your Business Potential with InstaBIZ: The All-in-One Banking Solution

In today's fast-paced business environment, having a reliable banking partner is crucial for success. InstaBIZ emerges as a comprehensive solution, offering a wide array of services tailored to meet your daily business needs. From applying for loans to managing export-import transactions, InstaBIZ simplifies your banking experience, allowing you to focus on what truly matters—growing your business.

Exclusive Features of InstaBIZ

InstaBIZ is designed to cater to various aspects of business banking. Below are some of the standout features that make it an indispensable tool for entrepreneurs and business owners.

Account Services

• Instant Current Account Opening: Open a current account in minutes, streamlining your banking process.
• Easy Account Access: Manage your business account effortlessly for all daily banking needs.
• Account Balance & Statements: Quickly view your account balance and bank statements at any time.
• Online Fixed Deposits: Open and manage fixed deposits conveniently through the app.
• Debit and Credit Card Services: Access services related to debit and business credit cards.
• Track Deliverables: Stay updated on all your banking deliverables.

Loan Services

• Instant Overdrafts: Obtain an overdraft of up to Rs. 50 lakh, along with secured overdrafts, car loans, and home loans.
• Business Loans: Apply for business loans online, making financing accessible and straightforward.

Export-Import Solutions

• Quick Bank Guarantee Issuance: Get electronic bank guarantees issued in less than three hours.
• Letters of Credit: Facilitate international trade with ease.
• Fast Inward Remittance: Receive inward remittances in under one hour.
• Bill of Entry Management: Simplify your import processes.
• Trade Emerge: Access a dedicated platform for all your export-import needs.

Flexible Payment Solutions

• Instant Payment Options: Make payments instantly using various modes, including fund transfers, UPI payments, and mobile payments.
• Seamless GST Payments: Manage your GST payments effortlessly.
• Hassle-Free Bill Payments: Set up payment reminders and auto-pay options across multiple categories.
• Comprehensive Payment Management: Pay credit card bills, insurance premiums, mutual funds, and more.
• Recharge Services: Recharge Fastag, mobile, and pay credit card bills with ease.

Merchant Services: Streamlined Banking Solutions

• Instant Collections: Analyze collections on UPI/QR instantly.
• Real-Time Settlements: Receive instant settlements and voice alerts for all ICICI Bank QR transactions.
• POS Terminals: Utilize point-of-sale terminals for efficient transactions.
• Online Payment Collection: Collect payments through payment links and gateways.
• Manage Merchant Products: Access all merchant services through the InstaBIZ Merchant Dashboard.

Comprehensive Import-Export Solutions

• Settle Inward Remittances: Manage your inward remittances efficiently.
• Convert EEFC Balances: Easily convert your Exchange Earners Foreign Currency Account balances into INR.
• Initiate Outward Remittances: Simplify your outward remittance processes.
• Bank Guarantee Applications: Apply for bank guarantees seamlessly.
• Regularize Bills: Manage export and import bills effectively.
• Trade OneView Dashboard: Access a comprehensive dashboard for trade management.
• Activate Trade Online: Enable online trade functionalities.
• Share Swift Codes: Easily share ICICI Bank's Swift code with overseas buyers.
• Upgrade Accounts: Upgrade your existing account to a trade account effortlessly.
• Update IEC: Keep your Importer-Exporter Code updated.
• FxOnline Applications: Book exchange rates on the go with FxOnline.
• Fixed Deposit Backed Contracts: Apply for booking limits on fixed deposit-backed forward contracts.
• Value-Added Services: Access additional services through Trade Emerge.

Experience Hassle-Free Online Banking with InstaBIZ

InstaBIZ revolutionizes your online banking experience, making it more convenient and efficient. With a user-friendly interface and a plethora of services, it stands out as the go-to business banking application. Whether you are a small business owner or a large enterprise, InstaBIZ is equipped to meet your unique banking needs. For any feedback, queries, or issues related to the InstaBIZ Business Banking App, please reach out to corporatecare@icicibank.com. Embrace the future of banking with InstaBIZ and unlock your business's full potential today!