Discover HiRoad: The Future of Telematics-Based Car Insurance

What is HiRoad?

HiRoad is an innovative telematics-based insurance application that rewards safe driving habits each month. By leveraging advanced technology, HiRoad transforms the way you think about auto insurance, making it more personalized and rewarding.

Understanding Telematics

Telematics refers to the integration of telecommunications and monitoring systems to analyze driving behavior. The HiRoad app utilizes the sensors in your Android device to track your driving patterns, providing valuable insights into your performance on the road. This data is then used to generate driving scores that highlight your strengths and areas for improvement.

How Does the HiRoad App Work?

The HiRoad app employs the smart technology embedded in your Android phone to monitor your driving behavior in real-time. By analyzing various metrics, the app calculates four distinct driving scores that reflect your driving habits.

What Sensors Does HiRoad Use?

HiRoad harnesses the power of your phone’s accelerometer, gyroscope, and GPS capabilities to monitor your driving patterns effectively. This comprehensive data collection allows for a detailed analysis of your driving behavior.

Compatible Android Devices

HiRoad is compatible with a wide range of Android devices available on the market. However, it does not support the following models:

• Samsung Galaxy Note II
• HTC One M8
• Huawei Ascend
• BLU Life One XL
• Droid Maxx 2

Understanding Your Driving Scores

HiRoad calculates four essential driving scores that can significantly impact your insurance premium:

• Distraction-Free: This score evaluates how well you avoid distractions while driving, particularly from your phone, which is a leading cause of accidents in the U.S.
• Driving Patterns: Your driving habits, including when and how long you drive, are assessed. For instance, opting for public transport during peak hours can positively influence this score.
• Safe Speeds: The app measures your speed, rewarding you for adhering to speed limits and driving safely.
• Smooth Driving: This score reflects your ability to drive smoothly, avoiding sudden accelerations and hard braking.

Achieving high scores across these categories can lead to savings of up to 50% on your monthly insurance premium.

Maximizing Savings with HiRoad

At the end of each month, you will receive a “HiRoader Recap,” summarizing your driving performance, highlighting areas of improvement, and detailing your savings. If you encounter a challenging driving week, don’t worry; the HiRoad app provides tips and challenges to help enhance your driving scores.

These tips are conveniently displayed on your home screen, while the Challenges tab showcases your earned rewards, badges, and insightful statistics.

Additional Features of the HiRoad App

Convenient Bill Payments

Yes, you can easily pay your insurance bill through the app using Android Pay or major credit and debit cards, including Visa, MasterCard, Discover, and American Express.

Access to Policy Documents

HiRoad provides easy access to your policy documents, including ID cards and important policy information, all within the app.

Filing Claims Made Easy

In the event of an accident, you can quickly upload photos and file a claim directly through the HiRoad app. Our dedicated Claims team is available 24/7 to assist you in resolving your claim promptly.

Policy Management

Need to make changes to your policy? The HiRoad app allows you to add drivers, include additional vehicles, or update your policy details with the help of a Customer Care specialist.

Try HiRoad Today!

If you’re not yet a HiRoader, you can experience the app without committing to a policy. Take advantage of our HiRoad trial experience, where you can use the app for 2-4 weeks to determine if it aligns with your driving habits.

Conclusion

HiRoad is revolutionizing the auto insurance landscape by rewarding safe driving behaviors through a user-friendly app. With its telematics technology, you can gain insights into your driving habits, improve your scores, and save on your insurance premiums. Join the HiRoad community today and drive towards a safer, more rewarding future!