Maximize Your Earnings: Achieve an 8.5% Yield on Your Cash

Transform your idle cash into a source of passive income by leveraging decentralized lending pools that are backed by real-world assets (RWAs). With the potential to earn up to an impressive 8.5% yield, you can capitalize on lending against secure assets such as fully collateralized Home Equity Lines of Credit (HELOCs) directly sourced from Figure, as well as crypto-backed loans and auto loans. Unlike the unpredictable yields associated with digital assets, these returns are anchored by tangible cash flows.

Unlock Instant Liquidity with Fixed-Rate Crypto Loans

Are you in need of immediate liquidity but hesitant to sell your digital assets? You can borrow cash against your Bitcoin (BTC), Ethereum (ETH), or Solana (SOL) without incurring a taxable event. Our platform offers the most competitive fixed borrowing rates in the industry, available at 50% and 75% Loan-to-Value (LTV) ratios. Utilizing Multi-Party Computation (MPC) for self-custody ensures that your assets remain securely in your wallet, fully visible on-chain at all times. Use the funds you borrow to cover real-world expenses or reinvest in crypto through Figure Markets to enhance your portfolio.

Introducing YLDS: A Yield-Bearing, Regulated Stablecoin

Discover the advantages of YLDS, a stablecoin backed by US Treasury assets. This freely transferable stablecoin not only earns interest while you hold it but currently offers a competitive 3.29% APY (subject to change). YLDS allows you to keep your "dry powder" productive and ready for deployment. Purchase YLDS with zero fees, earn daily interest, and effortlessly utilize it when you’re prepared to trade.

Trade Cryptocurrencies with Institutional-Grade Spreads

Engage in cryptocurrency trading with confidence. Figure Markets provides institution-grade spreads, deep on-chain liquidity, and minimal trading fees across all major trading pairs. Our decentralized MPC wallet architecture ensures that you can execute trades swiftly while maintaining complete control over your private keys.

Experience a Fully KYC'd Exchange for Enhanced Security

At Figure Markets, security and compliance are integral to our operations. We require Know Your Customer (KYC) verification for all users, fostering a safe, transparent, and regulated trading environment. Say goodbye to anonymous bad actors and trade with peace of mind, knowing that your transactions are secure.

Key Features at a Glance

• Earn up to an 8.5% target yield on real-world asset pools.
• Access low, fixed-rate cash loans using your BTC, ETH, or SOL as collateral.
• Maintain complete ownership of your crypto with our secure, self-custodial MPC wallet.
• Buy, sell, and trade major cryptocurrencies with low fees and tight spreads.
• Hold YLDS stablecoin to earn daily, US Treasury-backed yield.
• Utilize one unified dashboard to track your loans, yields, and trading portfolio.

Download Figure Markets today and embark on a new financial journey where cryptocurrency, real-world assets, and true self-custody coexist harmoniously.

Note: Rates are subject to change based on market conditions. For additional information, please review all terms and conditions within the app. The YLDS prospectus is available for your reference.