Take control of your bill payments, finance and budget with confidence. Deferit empowers you to pay any service bills on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 simple installments, making split payments on bills stress-free and manageable.
Streamline Your Payments and Manage Bills Effortlessly with One Powerful App
In today's fast-paced world, managing your finances can be overwhelming. Fortunately, there's a solution that simplifies the process of handling your bills and payments—all from a single, user-friendly app. Discover how you can take control of your financial health and make smarter payment choices.
Effortless Bill Splitting: Pay in 4 Easy Installments
With our innovative payment solution, you can split your bills into manageable installments. Here’s how it works:
- Upload Your Bills: Simply take a photo, screenshot, or upload a file of your bill.
- Select Your Payment Amount: Choose how much you want to pay your biller.
- Upfront Payment: We cover the full amount immediately, ensuring your bill is paid on time.
- Flexible Repayment: You repay us in four easy payments over time. It’s the smartest way to manage your bills!
Save Money on Your Monthly Bills
Are you tired of overpaying for services like internet, phone, and TV? You might be spending more than necessary. Our expert team is dedicated to negotiating with your service providers on your behalf, ensuring you receive the best possible deals. By leveraging our service, you can:
- Reduce Your Expenses: Enjoy significant savings on your monthly bills.
- Access Better Deals: Our team works tirelessly to find you lower rates and better service options.
Build Your Credit History with Every Payment
Transform your regular bill payments into a powerful financial asset. While most bill payments go unreported, our app changes that dynamic:
- Pay Your Bills Through Our App: Use the Deferit app to manage your payments seamlessly.
- Credit Reporting: We report your on-time payments to the three major credit bureaus—Experian®, Equifax®, and TransUnion®.
- Strengthen Your Credit Score: A robust credit history can lead to lower interest rates on future loans, making it a smart financial strategy.
Join Over 200,000 Satisfied Users
Join the growing community of over 200,000 Americans who trust Deferit to manage their finances and enhance their financial well-being. Our app is designed to empower you to take control of your financial future.
Membership and Fees
Deferit operates on a monthly membership model with no long-term commitments. Here’s what you need to know:
- Monthly Membership Fee: A small fee applies, ensuring you have access to our premium services.
- Processing Fee: Each payment incurs a processing fee of just $0.99.
- Initial Balance: Customers start with a balance ranging from $100 to $400, which may increase with responsible payment behavior.
Terms and eligibility criteria apply. Actual credit score changes may vary based on individual financial behavior and credit history. These changes may or may not be favorable. Savings are based on yearly averages obtained for our customers.
Download the App Today
Take the first step towards financial empowerment by downloading the Deferit app. By doing so, you agree to our Privacy Policy. Experience the convenience of managing your payments and bills all in one place, and start saving money while building your credit history today!