Transform Your Financial Life with Cleo: The AI-Powered Money Management Tool

In today's fast-paced world, managing finances can often feel overwhelming. Enter Cleo, an innovative AI-driven platform that simplifies your financial journey through engaging conversations. With Cleo, you can easily ask questions about your spending habits and gain insights into your finances without the usual boredom associated with traditional financial tools.

Unlock Cash Advances with Cleo

Say goodbye to expensive overdraft fees and hello to Cleo's cash advance feature. You can access up to $250 without the hassle of interest rates, credit checks, or late fees. Here’s what makes Cleo’s cash advance stand out:

• No interest (APR)
• No credit checks
• No late fees
• No direct deposit required

Boost Your Savings with High-Yield APY

Why settle for mediocre savings when you can earn a remarkable 4.11% APY? Cleo offers a high-yield savings account that significantly outperforms the national average. This means your money works harder for you, accumulating interest over time. Choose from four effortless saving strategies:

• Set & Forget: Automate your savings effortlessly.
• Roundups: Round up your purchases and save the difference.
• Smart Save: Cleo analyzes your spending and saves for you.
• Swear Jar: Get fined for splurging at your favorite stores, with the fines going straight into your savings.

Challenge Your Spending Habits

Transform your relationship with money by taking on personalized spending challenges. Cleo doesn’t just suggest cutting back; she provides specific goals and tracks your progress. For instance, if you skip your daily coffee runs, Cleo will show you how much you save over time, motivating you to stick to your budget.

Budgeting Made Easy and Flexible

Creating a budget doesn’t have to feel restrictive. With Cleo, you can build a personalized budget that accommodates your lifestyle, including your love for iced coffee. By utilizing Plaid, Cleo securely accesses your transaction history to provide a comprehensive overview of your finances. You’ll receive:

• A detailed spending breakdown
• Monthly bill trackers
• Timely reminders

Build Your Credit Without a Credit Card

Establishing a solid credit score is crucial for financial health. Cleo offers a unique opportunity to build your credit without needing a traditional credit card. With features like:

• 0% APR
• Cash advances
• Credit score coaching
• Minimum deposit of just $1

You can enhance your creditworthiness and enjoy smoother approvals and lower interest rates.

Access Your Paycheck Early

Why wait for payday? Cleo allows you to access your earnings up to two days early by setting up direct deposits. This feature ensures you have the funds you need when you need them, providing greater financial flexibility.

Subscription Services Tailored to Your Needs

Cleo offers various subscription services designed to help you achieve your financial goals:

• Cleo Grow: Access savings goals, hacks, challenges, and a competitive APY on your savings.
• Cleo Plus: Enjoy all the benefits of Cleo Grow, plus credit score insights and cash advances if eligible.
• Cleo Credit Builder: This subscription includes everything from Cleo Plus, along with credit history tracking and priority support.

Your Data Privacy Matters

Cleo is committed to protecting your data. For more information on how your data is shared and safeguarded, visit meetcleo.com/page/privacy-policy.

Conclusion: Embrace Financial Freedom with Cleo

With Cleo, managing your finances becomes a seamless and engaging experience. From cash advances to high-yield savings and personalized budgeting, Cleo empowers you to take control of your financial future. Say goodbye to financial stress and hello to a smarter way to manage your money.