Unlock the Full Potential of CIMB OCTO MY: Your Ultimate Banking Companion

In today's fast-paced world, managing your finances efficiently is crucial. CIMB OCTO MY offers a comprehensive suite of features designed to streamline your banking experience. From account management to secure payments, this app is your go-to solution for all your banking needs. Let’s explore the various functionalities that make CIMB OCTO MY an indispensable tool for modern banking.

Effortless Account Management

With CIMB OCTO MY, you can take charge of your finances with ease. Here’s how:

• Check Account Balances: Instantly view your Current, Savings, Credit Card, Loan, and Investment account balances all in one place.
• Fund Transfers: Enjoy instant local transfers and fast, low-fee foreign transfers, making it easy to send money anywhere.
• Set Limits: Gain control over your CIMB Clicks, ATM card, and credit card limits directly within the app.
• Debit/Credit Card Control: Activate your card, change your Card PIN, freeze or unfreeze your card, and adjust your credit limit and overseas spending—all at your fingertips.

Streamlined Payment Solutions

Paying bills and managing expenses has never been easier. CIMB OCTO MY offers a variety of payment options:

• Bill Payments with JomPAY: Pay your utility bills, including TNB, Air Selangor, and various mobile providers like Celcom and Maxis.
• Loan and Card Payments: Easily pay your CIMB loans and credit cards, as well as those from other banks.
• Prepaid Mobile Top-Up: Instantly reload your prepaid mobile accounts for providers like Hotlink, Digi, and UMobile.
• QR Payments: Make cashless transactions effortlessly across Malaysia and in countries like Singapore, Thailand, Indonesia, and China.
• DuitNow AutoDebit (Coming Soon): Manage your recurring and ad-hoc payments seamlessly.
• DuitNow Request (Coming Soon): Request payments easily via DuitNow ID.

Wealth Management Made Simple

Grow your wealth on-the-go with CIMB OCTO MY’s investment features:

• e-Fixed Deposits & e-Term Investment-I: Enjoy competitive rates and the flexibility to make placements and uplift funds anytime, anywhere without visiting a branch.
• MyWealth (Coming Soon): Manage your investments, including ASNB and Unit Trusts, through a user-friendly, one-stop platform.

Enhanced Security Features

Your security is paramount. CIMB OCTO MY incorporates advanced security measures to protect your transactions:

• SecureTAC: Approve transactions easily and securely with a simple tap, eliminating the need for SMS verification.
• Lock Clicks ID: Proactively secure your CIMB Clicks ID by locking it if you notice any suspicious activity.

Additional Services for Your Convenience

CIMB OCTO MY goes beyond basic banking with a range of additional services:

• Apply for Loans: Easily apply for personal loans and cash advances directly through the app.
• Mailbox: Send messages for assistance without the need to call customer service.
• E-Invoicing: Update your Tax Identification Number (TIN) to receive e-invoices starting July 1, 2025.

Personalization Features to Enhance Your Experience

Customize your banking experience with CIMB OCTO MY’s personalization options:

• Homescreen Quick Balance: View balances for up to three accounts of your choice at a glance.
• Homescreen Quick Menu: Access your most-used banking functions with ease.
• Transaction Nicknames: Assign nicknames to your transactions for easier reference.
• Save Favorites: Quickly access your frequent billers and recipients by saving them as favorites.
• Quick Payment: Make payments up to RM500 with just biometric authentication or a 6-digit passcode—no lengthy passwords required.

Stay Tuned for More Features!

CIMB is committed to enhancing your banking experience. We will continue to roll out new features and improvements based on your feedback. For assistance or inquiries, visit our Contact Us page.

For more information about CIMB OCTO MY, visit www.cimb.com.my/cimbocto.

Elevate your banking experience today with CIMB OCTO MY—your ultimate financial companion!