Streamline Your Finances: The Ultimate All-in-One Banking App

In today's fast-paced world, managing your finances efficiently is crucial. With the rise of digital banking, you can now handle everything from account opening to investment management right from your smartphone. Discover how a comprehensive banking app can simplify your financial life, allowing you to live easy and control smartly.

Your One-Stop Solution for Financial Management

Imagine having all your financial needs met in one convenient app. This innovative platform offers a range of services designed to make banking seamless and efficient:

Effortless Account Opening

Opening a bank account has never been easier. With just your HKID card and proof of address, you can complete the process in minutes without stepping foot in a branch. This hassle-free approach saves you time and effort, allowing you to focus on what truly matters.

Instant Money Transfers

Need to send money quickly? The app supports instant fund transfers via the Faster Payment System (FPS), ensuring your transactions are completed in real-time. Say goodbye to waiting for bank transfers to process!

Convenient Bill Payments

Manage your bills effortlessly by paying over 850 merchants directly through the app. Choose to pay using your bank account or credit card, set reminders, schedule recurring payments, and authorize direct debits. This feature simplifies your bill management, giving you peace of mind.

Flexible Time Deposits

Grow your savings with a variety of multi-currency time deposit plans. Tailor your investment to suit your financial goals and watch your money work for you.

Diverse Investment Opportunities

Take control of your investment portfolio with the ability to trade Hong Kong stocks, China A shares, US stocks, funds, foreign exchange, and bonds—all within the same app. Utilize advanced tools like Stock and FX widgets, PickAStock, PlanAhead, and Smart Invest to make informed investment decisions.

Credit Card Management

Keep track of your credit card points and enjoy exclusive privileges on dining, shopping, and entertainment. The app allows you to check your balance and opt for installment payments, making financial management more flexible.

Insurance Made Easy

Purchase various insurance products, including travel, life protection, and critical illness coverage, directly through the app. Access your policy information anytime, ensuring you stay informed about your coverage.

Simple Personal Loans

Need quick cash? The "BOC Express Cash" feature allows for easy loan applications with competitive interest rates. Choose a repayment period that fits your budget, making borrowing straightforward and manageable.

Cross-Border Financial Services

With "BOC Remittance Plus," enjoy free and fast cross-border remittances. The "BOC Cross-boundary Wealth Management Connect" service caters to your cross-border wealth management needs, making international finance a breeze.

24/7 Online Customer Support

Have questions? The app provides round-the-clock online customer service to assist with your personal banking inquiries, ensuring you receive support whenever you need it.

Embrace Sustainability with Green Financial Services

In addition to convenience, this banking app promotes eco-friendly practices:

Monthly Green Financial Tips

Stay informed with monthly tips on how to incorporate green practices into your financial life. The "BeLeaf" feature adds a fun and inspiring touch to your sustainability journey.

Digital Statements for a Paperless Future

Access e-Statements and e-Advice that are stored securely for up to seven years. This eliminates the need for physical paperwork, helping you stay organized while reducing your environmental footprint.

Secure Mobile Authentication

Utilize mobile tokens and biometric authentication for secure access to your account, replacing traditional physical security devices. This not only enhances security but also supports eco-friendly practices.

Get in Touch

Ready to take control of your finances? Visit our website at www.bochk.com or follow us on Instagram at bankofchinahongkong. You can also find us at the Bank of China Tower, 1 Garden Road, Hong Kong.

Important Reminder: Always consider your ability to repay before borrowing. Investment and foreign exchange activities involve risks.

All products and services are subject to relevant terms and conditions. For more details, please contact the staff of Bank of China (Hong Kong) Limited.

BOCHK acts as the appointed insurance agency for BOC Life, distributing life insurance products. Any disputes regarding insurance products should be resolved directly between the customer and the insurance company.

For information on interest, fees, and charges, please refer to the Key Facts Statement and Conditions for Services available on our website and app.

Please note that the app and related materials are not intended for use in jurisdictions where such use would violate local laws or regulations.