Download the Birbank mobile app to your smartphone, make fast payments with your cards, earn bonuses, and enjoy contactless payments with Apple Pay. Manage your expenses easily with 2x VAT refunds, up to 30% cashback, free cash withdrawals, and commission-free transfers.

Unlocking the Benefits of Birbank: Your Ultimate Guide to Digital Banking

In today's fast-paced world, managing finances efficiently is crucial. Birbank offers a comprehensive suite of services that empower users to handle their banking needs seamlessly. This article delves into the myriad advantages of using the Birbank app, from cash loans to digital payments, ensuring you make the most of your banking experience.

24/7 Access to Cash Loans and Financial Management

With Birbank, you can access cash loans and installment cards anytime, anywhere, without the need to visit a physical branch. This convenience allows you to manage your bank cards and accounts effortlessly. Whether you want to check your loan status or monitor your deposit accounts, Birbank's personal cabinet provides a user-friendly interface for all your banking needs.

Effortless Payment Solutions

Birbank revolutionizes the way you make payments. You can handle various transactions from the comfort of your home, including:

• Mobile Payments: Pay for services from providers like Azercell, Bakcell, and Nar mobile.
• Utility Payments: Settle bills for Azərişıq, Azərsu, and Azəriqaz with ease.
• Internet and TV Providers: Make payments to Aztelecom and AiləTV without hassle.
• Government Payments: Manage taxes and VAT refunds efficiently.
• Insurance Payments: Pay for PAŞA Sığorta (Pasha Insurance) directly through the app.
• Donations: Support causes like the YAŞAT Foundation and Red Hearts Foundation.
• Loan Payments: Easily pay off loans from Kapital Bank, Mortgage, and more.
• Parking Payments: Simplify your parking fees with just a few taps.
• Umico Market: Earn Umico bonuses and enjoy installment payment options.

Flexible Transfer Options

Birbank enhances your financial flexibility with a variety of transfer options:

• Cash Withdrawals and Transfers: Enjoy free transactions with the Cashback debit card.
• Domestic and International Transfers: Send money to bank cards both locally and abroad.
• Fast Transfers: Utilize Cash by Code for quick transactions.
• Peer-to-Peer Transfers: Send money to other Birbank users using their mobile numbers.
• International Money Transfers: Access services like Zolotoya Korona and Western Union for global transactions.

Maximize Your Rewards with Bonuses

Birbank rewards its users through various bonus programs. Earn cashback, Umico Bonuses, and VAT refunds simply by making payments. Additionally, you can collect miles that can be redeemed for discounts at partner stores or used for purchasing tickets with airlines like AZAL and THY.

Efficient VAT Refunds

Increase your VAT refund balance effortlessly with the Birbank Cashback card. By scanning receipts using the QR Scan feature, you can receive up to 35% of VAT back, making your purchases even more rewarding.

Seamless Contactless Payments

Birbank embraces modern payment technologies, allowing you to make contactless payments with ease:

• NFC Payments: Simply tap your phone on the POS terminal to complete transactions.
• Apple Pay: Add your Visa and MasterCard to your Wallet for quick payments.
• QR Pay: Scan QR codes at checkout for secure and swift payments.

Digital Card for Online Transactions

Obtain a Digital Card through the Birbank app without the need to visit a Kapital Bank branch. This card enables you to make online payments, enjoy free transfers, and access a host of additional features designed for your convenience.

Comprehensive Digital Banking Services

Birbank allows you to order any card you desire directly through the app. With 24/7 access to ATMs, you can withdraw cash loans or manage installment payments whenever you need.

Explore Birbank Partners

Discover a wide range of partner stores and restaurants through the Birbank app. Enjoy cashback, miles, and installment options while shopping at your favorite places.

Locate Branches and ATMs Easily

Finding Kapital Bank branches and ATMs is a breeze with Birbank. Save time by booking an online appointment, ensuring you get the assistance you need without unnecessary delays.

Additional Services for Your Convenience

Birbank also offers a variety of additional services, including management of Azercell postpaid lines, PAŞA Life insurance accounts, and the SMS Radar feature to keep you informed about any fines or important updates.

Conclusion

Birbank stands out as a comprehensive digital banking solution that caters to all your financial needs. With its user-friendly app, you can manage loans, make payments, and enjoy a range of services at your fingertips. Embrace the future of banking with Birbank and experience unparalleled convenience and efficiency in managing your finances.