Comprehensive Guide to Managing Your Bank of America Accounts

In today's fast-paced financial landscape, managing your bank accounts efficiently is crucial. Bank of America offers a suite of features designed to simplify your banking experience. This guide will walk you through the essential functionalities available to you, ensuring you can manage your finances with ease and security.

Manage Your Accounts Effectively

Keeping track of your finances is vital for making informed decisions. With Bank of America, you can:

• View Account Balances: Instantly check your account balances and review recent activity to stay updated on your financial status.
• Activate or Replace Cards: Easily activate new credit or debit cards, or replace lost or stolen ones through the mobile app.
• Set Alerts: Customize alerts for important account information, ensuring you never miss critical updates.

Transfer Money and Pay Bills Securely

Transferring money and paying bills has never been easier. Bank of America provides secure options to manage your transactions:

• Send and Receive Money with Zelle®: Use Zelle® to securely send and receive money using a U.S. mobile number or email address. This service is quick and convenient, making it ideal for personal transactions.
• Transfer Funds: Effortlessly transfer funds between your Bank of America accounts and linked Merrill accounts, streamlining your financial management.
• Pay Bills: Set up bill payments directly through the app, ensuring you never miss a due date.

Convenient Check Deposits

Depositing checks has become a hassle-free process:

• Mobile Check Deposit: Simply take photos of your checks to deposit them directly into your account.
• Immediate Confirmation: Receive instant confirmation that your check is processing, providing peace of mind.

Meet Erica, Your Virtual Financial Assistant

Bank of America introduces Erica, a virtual financial assistant designed to enhance your banking experience:

• Transaction Assistance: Ask Erica to find transactions, pay bills, and provide valuable insights into your spending habits.
• Alerts and Insights: Get timely alerts and helpful insights tailored to your financial needs.

Prioritize Your Security

Your security is paramount when managing finances. Bank of America offers robust security features:

• Touch ID® / Face ID®: Set up biometric authentication for quick and secure access to your accounts.
• Fraud Notifications: If suspicious activity is detected on your card, you will be promptly notified.
• Security Center: Access the security center for tips and resources to protect your accounts.
• Mobile Banking Security Guarantee: Enjoy peace of mind knowing you are not liable for fraudulent transactions when reported promptly.

Manage Investments with Merrill

For those looking to grow their wealth, Bank of America provides investment management through Merrill:

• Trade Various Securities: Trade stocks, ETFs, and mutual funds with ease.
• Market Data Access: Stay informed with up-to-date market data, news, and quotes.
• Secure Communication: Send messages and documents securely to your financial advisor for personalized assistance.

Understanding the Terms and Conditions

Before utilizing these services, it's essential to understand the terms and conditions:

• Refer to the Online Banking Service Agreement for detailed information.
• Note that mobile carrier message and data rates may apply.

Important Disclaimers

Investing involves risks, including the potential loss of principal. Be aware of the following:

• Investment products are not FDIC insured, not bank guaranteed, and may lose value.
• Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency.

For more information on the services provided by Bank of America and Merrill, visit their official website. Stay informed, stay secure, and take control of your financial future today!