Ultimate Guide to Secure Account Management with American Express

Managing your finances has never been easier, thanks to the innovative features offered by American Express. This comprehensive guide will walk you through the essential tools and benefits available in the American Express app, ensuring you stay in control of your spending while enjoying enhanced security and rewards.

Streamlined Account Activation and Management

American Express prioritizes your security and convenience right from the start. The activation process for your new credit card is designed to be seamless, allowing you to confirm your card and set up your account effortlessly. Here’s how you can enhance your activation experience:

• Activate Your Card for Apple Pay: Easily activate your credit card for Apple Pay within the Amex app. Once activated, simply unlock your device, tap, and pay.
• Instant Card Control: Enjoy the flexibility to freeze and unfreeze your credit card at any time, providing you with peace of mind when managing your finances.

Stay Informed About Your Spending

Keeping track of your expenses is crucial for effective financial management. The American Express app offers a variety of features to help you monitor your spending:

• Account Balance and Transactions: Quickly check your American Express account balance and view pending transactions. Sort charges by amount or date for easy tracking.
• Go Paperless: Access past PDF statements directly from the app, reducing clutter and making it easier to manage your financial records.
• AutoPay Feature: Set up AutoPay to ensure your Amex bill is paid automatically from your bank account each month, preventing late fees.
• Spending Power Check: Enter an expected purchase amount to see if it will be approved based on your account status at the time of the request.
• Transaction Filtering: For Basic Card Members, filter transactions to view spending and subtotals for each card on your account.

Real-Time Alerts for Enhanced Protection

Stay protected with American Express's real-time alerts, designed to keep you informed about your account activity:

• Purchase Alerts: Enable purchase alerts to receive notifications whenever your credit card is charged.
• Fraud Alerts: Get instant notifications if suspicious activity is detected on your account, allowing you to act quickly.
• Payment Reminders: Never miss a payment with timely reminders about upcoming due dates.
• Manage Notifications: Customize all your notifications conveniently in the Amex Account tab.

Maximize Your Rewards and Benefits

American Express offers a wealth of rewards and benefits that can enhance your purchasing power:

• Rewards Balance: View your rewards balance and discover various ways to utilize your Membership Rewards® points, from gift cards to statement credits.
• Cover Eligible Charges: Use your points to cover eligible charges via a credit on your account.
• Personalized Recommendations: Receive tailored suggestions for maximizing your points and rewards.
• Refer a Friend: Earn rewards when friends and family sign up for an American Express card through your referral (available for eligible Card Members only).

Exclusive Amex Offers

Take advantage of exclusive offers available through the American Express app:

• Discover Local Offers: Explore offers from your favorite shops, restaurants, and travel destinations.
• Nearby Offers Map: Use the map feature to find nearby offers that can save you money.
• Direct Notifications: Receive Amex Offers notifications directly on your device, ensuring you never miss a deal.

Award-Winning Customer Service

American Express prides itself on providing exceptional customer service:

• 24/7 Chat Support: Access chat support anytime, day or night. Start a conversation in seconds and revisit previous discussions within the app.

Innovative Payment Solutions with Send & Split®

Enhance your payment experience with the Send & Split® feature, which allows you to send money and split purchases with Venmo and PayPal users directly in the American Express app:

• Flexible Payments: Pay friends with more flexibility and avoid the standard Venmo or PayPal credit card fees.
• Seamless Splitting: Split your Amex purchases with others and receive payments directly back to your card as a statement credit.
• Earn Rewards: Enjoy the benefit of earning rewards for purchases you split with others. Enrollment is required, and terms apply.

Important Information

The American Express® app and its features are available exclusively for eligible card accounts in the United States. Please note that American Express prepaid cards and cards issued by non-American Express issuers are not eligible. To log in, card members must have an American Express user ID and password or create one within the app.

For more information on terms and conditions, visit the following link: American Express App Terms.

Stay connected with American Express through social media:

• Twitter: @AmericanExpress
• Facebook: facebook.com/AmericanExpressUS/
• Instagram: @americanexpress

With these powerful tools and features, managing your American Express account has never been more secure or rewarding. Take full advantage of what the app has to offer and elevate your financial management experience today!